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NEIA | Thinking I should have went with an advantage plan. I'm in pretty good health. When I retired sold equipment one year and grain the next. Did all I could do tax planning. Income was still high. First year on medicare payed the low rate like 90% of the country. Second year my premiums doubled. Why? My income went up the year before I retired. Thanks to a thing called IRMAA. My insurance guy never told me about this. Now in my third year and they doubled again. I now am paying the maximum premium for my part B and D, also next year. It will go down some the year after that. $174 for part B + $419 part B IRMAA + $81 part D IRMAA = $675/ month $8100/ year. That would pay a lot of deductibles and copays.. | |
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PPO's for Medicare insurance
